Combine flour, oats,honey /maple syrup,baking powder, soda, and salt.
In a large bowl, beat the egg lightly. Stir in the milk, oil, and vanilla essence. Add the mashed banana, and combine thoroughly. Stir the flour mixture into the banana mixture until just combined.
Line a 12-cup muffin tin with paper bake cups, and divide the batter among them till 3/4th full chocolate chips on top. Bake at 400 degrees F (205 degrees C) for 18 to 20 minutes.