In a bowl, combine all the ingredients(except the garnishings) and whisk into a smooth batter of pouring consistency. Keep it aside for 10 minutes.
Heat 1 tsp. oil in a pan and pour a ladleful of the batter. Spread it around and cook till one side is done. Flip it over and cook the other side too. Transfer to a serving plate.
Make similar pancakes with the remaining batter and serve, garnished with banana, chopped pistachios and tutti frutti. It can also be served, drizzled with some rabdi / syrup or stuffed with your favourite fruits.