Preheat oven at 180 °
Mix curd and sugar till sugar dissolve
Add baking soda and baking powder in curd sugar mixture
Sieve maida and cocoa powder in a bowl and add this in curd mix in batches
Mix it in cut and fold method
Add vanilla essence and choco chips in this
Transfer the batter in the greased mould and spread some choco chips on it and bake for 20 min
Check it by inserting tooth pick if comes out clear take it out
Cool it on wire rack and demould it