Take a bowl, put atta, coco powder, salt and oil. Then knead with water into a dough that is not too soft nor hard.
After that make 9 balls. Take chakla and with the help of rolling pin make a circle of 5 inch diameter. Add 1 tbsp of choco chips and 1 tbsp of sugar in one half of the circle and cover the circle with the other half and press the sides with fingers.
Heat the Tawa in medium flame then on the hot tawa/ frying pan place the paratha. After 3 minutes pour 1/2 tbsp oil and cook it till golden brown spot appears on both sides of the paratha.
Prepare the rest of the parathas, with the same process.
Transfer the paratha on a plate and garnish with sliced bananas.