in a bowl mix both the flour and cocoa powder
in another bowl mix curd, baking powder and soda
keep this mixture aside for 5 minutes
beat butter, peanut butter, sugar and essence in a bowl till fluffy
add the dry mixture and curd mixture and mix well
grdually add the milk and make a smooth batter
pour the batter to a greased baking tin and sprinkle chocolate chips on the top
bake in preheated oven at 180c for 30 minutes
once done, remove from the oven and cool on wire rack
cut the cake in slices and serve with tea or coffee