Heat the ghee in a pan on a medium flame
Add the grated coconut and stir-fry till it turns light brown
In a mixer-grinder, grind together the banana, roasted coconut and elaichi powder
Mix the rice flour, maida, gud syrup and the banana-coconut mixture
Then, slowly add in the water to form an idli-like batter
Now, keep the batter aside for at least 6 hours,or overnight
Heat oil in an Unniyappam kara(a special tawa with circular moulds embedded in it)on a high flame
Slowly pour the batter into the moulds and cook till both sides turn dark brown
Take off the flame and serve the Unniyappam hot or cold