Core the apple and slice into ¼ inch slices. Arrange in a single layer on a plate.
Put chocolate and coconut oil in a small microwave-safe bowl and microwave 15-20 seconds at a time, until melted and smooth. The coconut oil is optional, depending on the kind of chocolate use. I just chopped up a square of dark chocolate and melted it without the coconut oil and it still worked great.
In a separate bowl, melt the peanut butter for 20-30 seconds, until soft and you're able to drizzle it with a spoon.
Drizzle chocolate and peanut butter over the apples. Sprinkle with coconut and almonds.
